/* ---- booklet download CTA ---- */
.bkcta-wrap{background:var(--paper-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.bkcta{display:flex;gap:36px;align-items:center;flex-wrap:wrap;padding:44px 0}
.bkcta-cover{flex:0 0 132px;width:132px;height:178px;border-radius:5px;position:relative;
  background:linear-gradient(155deg,var(--navy-ink),var(--navy-deep));border:1px solid rgba(255,255,255,.08);
  box-shadow:0 20px 46px rgba(0,35,89,.24);display:flex;flex-direction:column;justify-content:space-between;
  padding:18px 15px;overflow:hidden}
.bkcta-cover::before{content:"";position:absolute;left:0;top:0;bottom:0;width:5px;background:var(--gold)}
.bkcta-cover .bc-firm{font-size:.5rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-soft);font-weight:700}
.bkcta-cover .bc-badge{font-family:var(--serif);font-size:2.1rem;color:#fff;line-height:1;font-weight:600}
.bkcta-cover .bc-t{font-family:var(--serif);font-size:.82rem;color:#dfe5f0;line-height:1.22}
.bkcta-body{flex:1;min-width:280px}
.bkcta-body .lbl{font-size:.7rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);font-weight:700}
.bkcta-body h3{font-size:1.7rem;color:var(--navy-ink);margin:9px 0 8px;line-height:1.15}
.bkcta-body p{color:var(--muted);font-size:.98rem;margin-bottom:18px;max-width:62ch}
.bkcta-actions{display:flex;gap:16px;align-items:center;flex-wrap:wrap}
.bkcta-dl{display:inline-flex;align-items:center;gap:10px;background:var(--navy);color:#fff;
  padding:14px 26px;border-radius:3px;font-weight:600;font-size:.92rem;transition:.2s}
.bkcta-dl:hover{background:var(--navy-deep);transform:translateY(-2px)}
.bkcta-meta{font-size:.78rem;color:var(--muted);letter-spacing:.04em}
@media(max-width:620px){.bkcta{gap:24px;padding:36px 0}.bkcta-cover{flex-basis:104px;width:104px;height:140px}.bkcta-body h3{font-size:1.45rem}}