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Fund Management Entity (FME)

The licence at the centre of the GIFT City funds story — managing AIFs, PMS, and investment trusts under the IFSCA (Fund Management) Regulations, 2025.

Bhatt & Joshi
FME
Fund Management Entity
Free Practitioner Booklet

Fund Management Entity — The Practitioner's Booklet

A treatise-grade working reference on the licensing, capital, conduct-of-business and tax framework for Fund Management Entity at GIFT IFSC — every conclusion anchored in verbatim statutory and regulatory text.

Download the booklet  → PDF · First Edition · May 2026
Why managers choose GIFT IFSC

The case for basing your fund here — before the rulebook.

For a fund manager, GIFT IFSC competes head-on with Singapore, Dubai and Mauritius — on tax, on currency, and on access to India. Here is what actually moves the decision.

01

A 20-year tax holiday

100% deduction on business income for any 20 consecutive years in a 25-year block under Section 147 of the Income-tax Act 2025 (Finance Act 2026), then a 15% concessional rate. MAT capped at 9%.

02

US-dollar, offshore by law

An IFSC unit is treated as a person resident outside India under FEMA — you raise, hold and deploy in USD / EUR / GBP, with no rupee-conversion drag and full foreign-currency freedom.

03

100% NRI & foreign capital

NRIs and foreign investors can own up to 100% of GIFT IFSC fund units — without the aggregate caps that constrain onshore vehicles.

04

Move an offshore fund in, tax-neutral

Section 47(viiad) treats relocation of an existing offshore fund into a GIFT IFSC resultant fund as a non-transfer for capital-gains — the sunset is extended to 31 March 2030.

05

Zero STT, CTT & stamp duty

IFSC-exchange trades are free of Securities and Commodity Transaction Tax and stamp duty; services rendered by IFSC units are zero-rated for GST.

06

One regulator, India's rule of law

A single unified regulator (IFSCA) under the IFSCA Act 2019, an independent judiciary, and a treaty-anchored legal order — certainty, not just headline rates.

The opportunity is real, but every benefit carries a condition — and that is where counsel at the threshold earns its place. See how the framework works ↓

What it is

Anyone wishing to carry on fund management in the IFSC must register with IFSCA as a Fund Management Entity under the IFSCA (Fund Management) Regulations, 2025, which replaced the 2022 regulations. Registration is in one of three categories, depending on the investors served. The FME is the manager — it structures funds, raises capital and runs portfolios — and may be a company, an LLP, or a branch of a foreign entity.

Key features

  • Three categoriesAuthorised FME (net worth ~USD 75,000) for VC and family investment funds; Registered FME (Non-Retail) (~USD 500,000) for AIFs serving institutions and HNIs, and which may also run PMS and act as investment manager for REITs/InvITs by private placement; Registered FME (Retail) (~USD 1,000,000) for public-facing schemes akin to mutual funds.
  • PMS threshold reducedThe minimum investment for portfolio management services was reduced to USD 75,000 (from USD 150,000), widening the investor base.
  • Lower scheme corpusMinimum corpus for non-retail and retail schemes is USD 3 million (down from USD 5 million); open-ended funds may launch at USD 1 million, scaling to USD 3 million within 12 months.
  • PPM validityPrivate placement memorandum validity was extended to 12 months.
  • No category switchingAn FME cannot change its registration category except with IFSCA's prior approval.

How we help

Fund management is the most active part of our GIFT City practice. We advise on choosing the FME category, the entity-versus-branch structure, net-worth and KMP requirements, scheme documentation, the discretionary PMS route, and the cash-flow benefit of the TDS exemption on FME fees.

Plan the numbers

Capital & running-cost estimator

An indicative model of the minimum net worth and the annual cost of running a lean FME at GIFT IFSC. Indicative only — not a quote.

Minimum net worth
USD 500,000
Maintained on an ongoing basis
Indicative annual running cost
₹1.5 – 2.5 Cr
Custodian not required below USD 70M AUM

Bands used: office rent ₹32–45L (Grade-A carpet); 2 senior KMPs ₹60L–1.5Cr; support staff ₹30–60L; IFSCA annual fee ~USD 3,000; auditor ₹5–25L; AML / KYC software USD 10–50k; custodian 3–10 bps where AUM exceeds USD 70M. Figures are indicative and move with scope; confirm with counsel.

Decision to first close

The setup path

Two authorities, in parallel: IFSCA through the SWIT portal, and the Development Commissioner, GIFT SEZ through SEZ Online. Select a stage.

01
Week 1
Structure decision
02
Week 2–3
IFSCA SWIT filing
03
Parallel
SEZ Form-F & UAC
04
Month 2
Incorporation
05
Month 3
PPM & scheme
06
Month 4–5
Launch
Interactive • Codified from the rules

FME Pathway & Scheme Tool

Map your FME category, scheme/fund type, investor profile and counterparty origin to the applicable IFSCA framework, capital tier, scheme corpus floor, tax positioning and sanctions calibration. Indicative only.

IFSCA (Fund Management) Regulations 2025; CBDT Notifications under Section 10(4D); Sections 80LA and 115JB(7) of the Income-tax Act 1961. Indicative only — not legal advice.

Watch

Fund management at GIFT IFSC, explained

Setting up an FME
Video · coming soon
The 20-year tax holiday
Video · coming soon

Embed slots ready — drop in a YouTube or Vimeo link when your films are produced.

Bhatt & Joshi Library

Five Firm handbooks on Fund Management

The Firm's most extensively-developed practice area. Five linked monographs, four practitioner handbooks and one research volume, covering the FME architecture end-to-end.

Talk to Bhatt & Joshi about your FME structuring